My credit score went up 10 points after it has stayed the same for months because I finally paid my credit card off in full. I’m now 9 points away from a 800 credit score. I waited so long to open any lines of credit because I was scared to mess it up. I don’t come from a financially literate family by any means. I started with a credit builder card first, and by the time I went to finance my first car I was in the mid 600s. After this I finally got my first real credit card, and have made sure not to overspend. I’m currently 23, and the age of my oldest open account is almost 4 years.
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