So I’m 23m kinda going thru a crisis rn

For context. I worked a minimum wage job for a year and half honestly it was a cool job I drove around and delivered things but then was laid off back in 2023. Was not focused at all on school and honestly wasted two years doing literally nothing I have 20 more credits before I can transfer to a. 4 year university. Kinda feeling behind in life. Wondering how ppl older than me who were once my age figured things out. I always thought that my 20s were gonna be great and everything but honestly they’re not all that they’re made out to be. In my early 20s 20-22 I was never a partner or much of a drinker and didn’t partake in drugs. Kinda just hitting me all at once rn lol.