Need some life advice

I’m going through a rough time right now. I am not a native speaker working in a Western country, and sometimes I can’t understand everything people say. I am belittled by colleagues and excluded from conversations. But I want to keep my visa, so I’ve become quiet in the office. I’ve also stopped learning English because it has started to feel like a source of trauma.

My personal life is also very difficult. My parents are the kind of people who get emotional and scold me without reason, so I try to avoid contacting them as much as possible.

My husband is another source of trouble. He constantly damages relationships with his business partners but then regrets it and asks me to fix the situation. This marriage is over for me, but he refuses to divorce. Every time I tell him that I think our love is gone and ask for a divorce, he threatens me. I feel trapped and have nowhere else to go. I stay at home because he paid for my tuition, which allowed me to get my degree, and I feel like I owe him. I’m willing to repay him in installments, but I’ve been avoiding him because I’m afraid. I just want to feel safe and comfortable.

I can’t figure this out on my own, so I’m writing this post to ask for your advice. Thank you.