Moving back home in your 30’s thread

Hey everyone posting my very long real story in hopes other can relate and share their story:

I'm 31 and about to move back in with my dad, I'll be renting his basement which is semi setup as a seperate living space we're looking at $500 monthly plus split utilities or all in at $750. My dad is the kind of guy who doesn't have an issue with me living with him but he's just an insanely difficult moody person. My relationship with him is akin to that of your parents having a kid when you're 18 and than they die so that brother becomes your caretaker. It's a form of non-parenting, goal post moving, absolving of responsibility, never there to help as a parent but will punish, get upset with the full extent of his will.

My mother and sister live in the childhood townhouse I grew up in. My mom would let me live there for free basically just help with bills and groceries and take care of the home. But my mom is planning to sell in less than 3 years and I have no clue if my presence speeds that up or slows that down. My mom is also the classic narcissist, husbandfiying of her son expample.

With that background let's get to where I'm at today. I'm engaged but it's about to be called off, we have a house together but we're either going to sell it or her parents will buy me out. I'm in a mountain of debt and will be filing a consumer proposal in addition to a $30k loan my dad gave me through his open mortgage which has minimal interest compared.

My fiance(for now) and I were never really the most compatible we were rebound relationships and while we share a lot of cultural similarities we are very different backgrounds and people and had more bad days than good and we're truly sticking it out for the house and marriage and to not start over. That idea was over once I told her about the loan from my dad and the consumer proposal.

Unfortunately my parents got me way too comfortable with debt at a young age and I never recovered from some dumb financial decisions I made. Than you get engaged, buy a house and put what little savings you have down on it than all your money into paying for it, while never paying down debt and slowly accumulating more. I assumed when I bought this house my parents would have came to me and said surprise we made you spend all your own money your whole life and be as a little as a financial burden to us as possible here's what we have saved for you to put down towards a house. But that never happened.

The fact is I fucked up and made these mistakes on my own. I have to own up for them, either parent I'll live with will be fine, I just down want a mountain of blame game from them or the holier than thou and hope it's just us helping each other out.

It's going to take me till 34 to fully get out of this debt and I think by my 35th birthday Ill have $50-$75k saved up. This will be with me having to work an additional 20 hours a week for 2-3 years but like I mention below, dating will not be a concern for me so working hard to save and pay down debt will become my new hobby as i will go crazy staying at home on weekends and at night with nothing to do.

Im not looking to date right away, and my idea of dating will be entirely different when I do choose to do so. I've read posts about women not going for guys who will find themselves in a situation like mine but that's fine, just saves another superficial break up down the road.

I imagine I'll either move out when I find the right person or in my later 30's. I really couldn't care less about the stigma and what not, my mental health is already pretty low and with my upbringing I'll just be happy and content to not have unwanted pressure on me from a partner.

So all in all I guess I'm trying to figure out and justify what my next 5 years will look like now vs what I thought it would a year ago.