If people are so obsessed with investing and ISAs and hustling, why aren’t more people wealthy?

Im F21 and I dropped out of uni last year April and have just been working in hospitality since. Now I don’t know what to do. I know myself and can’t go back to studying and pretty content just working and going on small trips abroad when I can. I have my own place as well so the only thing I want/need is my driving licence. Most people around me that are in similar age are either students(undergrad/postgrad) or working and hustling hard. This isn’t really what I want for myself as I think I deserve to chill and just enjoy life as it comes.. I had a traumatic childhood and recently went through some trauma so I just want to rest and just make enough money so that I’m set.

I’m constantly seeing now people investing and junior ISAs and all the adverts and it’s just like ??.. If it really does work then why do people complain about struggles. Like it really doesn’t make sense. People across the board moan about prices, and what they can afford so is there really even a point? I just believe there’s more to life than working 50+ hours a week for a mediocre job or doing something I don’t enjoy just to enjoy a few days off here and there…

Ps I feel like this post was all over the place but I hope it makes sense to someone else like this 🥹