Any advice would be greatly appreciated

This all began after college. I graduated in 2017 and I am about to be 30 now.

I wanted to become a physical therapist. My dream was to make people better and leave a lasting positive impact on the lives of every person I treated. I received a bachelor’s degree in exercise science with almost a 4.0 and I was accepted into 1 of 3 schools in the state. I was then offered a job to work with my brother in law, who made over $200k at the time, to be a real estate appraiser in order to save myself from going over $150k in debt.

I chose to avoid debt and take the job. The first two years certified I made good money and the outlook was looking good. Now, fast forward to 2022, interest rates went way up after being 2% and things slowed to a halt. This has progressively gotten worse. This week I have two orders and last week I had zero.

I am struggling to make ends meet and my bills have all skyrocketed. Me and my girlfriend bought a house over the summer, nothing too expensive, and the hvac is slowly going out. The electric bill is $550 this month, I am self employed and I pay over $300 a month for health insurance that only covers catastrophic so I avoid going to the doctor, the main breaker on the house broke last month and was $1300 to repair, my fee to use the mls for work is due at $550, and my licenses and E&O insurance are about to expire at over $1000.

I feel hopeless and worthless. I do not love my job and the money previously there just isn’t. I was an excellent student with a promising future who now has a worthless degree. I would go back to school to complete my doctorate degree or for engineering, but I do not have the money to do so. I do not have kids but I feel like I cannot support a family even when I decide to. I have been stuck for the past 3 years in an ongoing cycle with no retirement. Luckily, I have a loving family with 5 (about to be 6) nieces and nephews, a girlfriend who cares for me endlessly, and the best dog. Without them I would have probably ended things years ago. I apologize for the long post but I needed to get this off of my chest.