We making progress !!

I recently came on here to express how I was feeling and you guys really did come to my aid. Since then I’ve managed to get my self registered on my government aid programme which gives me $20 a month(I’m from South Africa) it’s not much but I’m also looking at opening my own war wash company on the side. I’ve managed to hustle a few of the equipment I’ll need and I’ve managed to speak to someone who used to detailing but doesn’t anymore and he had some brushes and other equipment lying around as well as some of the soaps and polish and he is willing to sell it all to me for $200. I make $5 a day and I know what you thinking save up some of that money but I work at a car wash and sometimes at a warehouse doing manual labour, use the money for food and transport so saving that way is out and if I use the $20 from the aid programme it will take me 10 months. I would rather get a loan online or something and pay that person the $20 for 10-12 months so that person gets more money then he gave me (make it worth his while helping me) then waiting 10 months then buying it because I could make quite a bit of money now in December and January (hopefully pay the loan back by the end of January) would this be the right move and if so where could I go because without a credit history I doubt the banks will help me

Thanks in advance