Spiraling thoughts 💭

So I’m in my early 20s and life thus far has been great. Im not suffering in life, im a happy person with the occasional sad moments and my self esteem/view of myself is pretty good. At least so I thought ? Idk. My birthday is less than two weeks away and out of the blue I’ve just been having spiraling thoughts about myself and feeling like I need to make a drastic change in my life. Peoples negative comments of me are trickling in and intertwining with my thoughts trying to be one and now I find myself constantly replaying stuff I’ve said or done and feeling stupid and wanting to isolate myself from people and feeling like ive been rather irresponsible with my money management and idk my thoughts just won’t stop and idk what specifically is triggering all this but I need it to stop :| Im usually level headed and can easily listen to and sort out my thoughts but it’s been too much lately. I’m going to sit with my thoughts allow them to pass, feel all the emotions and journal and try to address them all but I just needed to vent I guess ? Is anyone else experiencing this right before their bday? Might it be my mind panicking and trying to tell me I’m not doing enough for the age I’m about to be ?