Is life really just about money?

(It won't be very short but definitely worth it) Hello everyone, I am 20M and live in Italy. My hobby's and passions are hiking, backpacking, sitting in nature, cycling etc. I finished high school 6 months ago, and now I found a "permanent job" (sorry for my bad english).

Now my main doubd is this: how do I want to live my "adult life"?

I KNOW that I am not made for just working, but as normal person I do work at the moment. And I also feel like life should not be 70% of working, described as the ratrace.

Sometimes I feel like the right thing for me to do would be to leave everything behind and just go live my free life, like going to Australia and living cheap for a couple months, then change location and travel the world a bit. Even near where I live would it be possible, just to take the car and go on a solo trip for a week with my tent and so on.

Ofc if I would actually do this life, when I would be 30 I'd be broke (but full of experiences).

There also exist this quote that says: "its better to live a short but intense life than a long one without any experiences"

I see that I am financially set way better than my friends, and that makes me feel like I prioritize money too much, even tho I did enjoyable things like those I wrote about in the meanwhile.

Do I need to worry about money or living life more? Do some ways of doing both exist? What should I do?

Because I feel like IF I would do something to my life I would have to do it now that I'm still young, but idk how or if to do it, maybe later in life I will have regrets or something.

Please if someone is in the same situation or mindset help me out or give me some advices... thank you very much.